There can be little doubt that getting a mortgage is a complicated process. You wouldn't be looking up loan information if it were possible to get a loan in a single day by filling out a simple application. We do the heavy lifting for you, so you can concentrate on what's important — preparing to move into your new home or saving money.

There are four primary steps involved in getting a loan.

Step one: Decide on your maximum loan amount

A couple of factors determine this amount. How much of a monthly payment can you afford? And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you? You can get a good idea of your preferred payment amount using the calculators on our website. We'll also help you through different scenarios by asking a few simple questions. Because lender guidelines are fairly standard, we can give you a good idea of how much you can borrow after a short conversation.

Step four: your loan is funded

The agents will find a title company to handle the "funding" of the loan and closing of the sale. We'll work with this company to ensure all the papers your lender will need are available, and you will likely sign everything at their office. We coordinate with this company to set your closing date. Since you will not have to worry about these details, you can concentrate on moving, paint colors, new carpet, and the fun parts of getting a new home.

You've answered a few questions, given us detailed information, applied , and before you know it, you are moving in! We take care of the loan details so you can focus on finding your new home.